Let’s face it, pets on a budget are challenging. They can chew through savings faster than a new pair of shoes or that fancy “chew-proof” gate that did not work as advertised. We love our pets, though; they are a part of the family as anyone and need to be looked after in our budgets […]
Sometimes, we need to go back to basics. Our lives, houses, and minds can build up so much clutter over the years that we need to have an excellent old-fashioned cleanout and get back to our base needs. When it comes to our financial health, getting back to basics can simplify our expenses and budget. […]
“Expense creep” has a bunch of different names, and it’s also known as “budget creep”, “the slippery scale of ‘where’d my money go’”, and “Kevin.” Ok, the last two were made up, but the point is that there are a lot of terms to describe the occurrence of small micro additions to your budget that […]
It’s 2022. We made it! Another year in the books and another year to get on top of our finances. A lot of blogs are posting their top tips for your personal finances in 2022, and, well, we’re no different. There is a lot of information out there, and we want to make sure that […]
Christmas Debt is precisely like average debt but covered in tinsel and colourful lights. The difference between Christmas Debt and traditional debt is that we feel compelled or even pressured to take it on as a society. Financial experts are sending a warning out across the Christmas decorated Australian landscape after a survey from Review.org […]
As the end of 2021 looms ever quicker, 2022 could be the year that financial freedom becomes your focus, and we can help you achieve that. However, if you’re looking for a few “get started” tips, then you have come to the right place. What is financial freedom? The term “financial freedom” might mean different […]
Christmas savings tips are for those that, instead of hearing sleigh bells this time of year, hear the never-ending sound of cash register chimes. Sure, cash registers don’t make much of a sound anymore, but the literation didn’t work as well with the soft beep of touching your card to PayPass. The “silly season” can […]
“Debt Reduction Plan” is a perfect phrase for a simple reason. There’s one scary word being “debt”, and the other two are motivating unless the “reduction” comes after income and the “plan” comes after “get rid of you”. Barring those extreme examples, having a debt reduction plan means you have an action plan that will […]
Is there anything scarier than a large debt? You can try to put it “out of sight, out of mind” by paying the minimum, but all that is doing is making it grow with debt monster vitamins known as interest. Like when you were younger, and there was a “monster” under the bed, we’re here […]
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