Buy Now, Pay Later (BNPL) services have exploded in popularity in recent years, with more and more Australians turning to them to help finance their purchases. But what does the future hold for these services if the government increases regulations on them?
It is that time of year when most Australians make their credit card work harder than an ant pushing a boulder up a molasses-covered hill. However, it’s never too early to talk about how you could make 2022 the year that you reduce or, even better, eliminate that credit card debt. We’re not talking […]
Tighter new credit card rules mean that providers must strictly assess card applications… which could come to impact mortgages down the track. Credit Card Rules: What’s Changed? In the past, credit card contracts were assessed as unsuitable if the applicant couldn’t repay the minimum monthly repayment for that limit. Under the new rules, credit card […]
For thousands of Australians, making day to day purchases on their credit cards and managing credit card debt is a common theme. In fact, Australians made over 227 million credit card transactions in July 2020 alone. Australians have a history of racking up large amounts of personal credit card debt; with credit card debt being […]
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