Setting an entertainment budget means that being on the journey to less debt more life can be just as enjoyable as splashing out on your entertainment options. Putting a budget, and some forethought, into your entertainment needs and options, means that you can do more for less. While the amount you could set aside for […]
Personal Finance advice is everywhere. One of the reasons you might be reading this blog right now is that you believe that we know a thing or two about personal finance since it is a significant part of our business. And you would be correct, ten points to Gryffindor! While it’s essential to get expert […]
Savings Goals don’t have to be everything significant squished into one. Separating your savings goals into smaller, bite-sized chunks could mean that you have more wins in your savings journey and are more likely to stay with it. Many people might start their savings journey because they want to be debt-free. This is a great […]
There are some hard savings truths that we need to discuss. They aren’t the easiest to hear, but they need to be heard when you are serious about starting your journey to less debt more life. Comparing these hard truths to something else is a lot like dieting. While many people are waiting for the […]
We need to talk about budget lessons. I know. When the word “budget” is written in a blog, the collective groan that can be heard from readers could almost be mistaken for some mythical beast emerging from the earth’s crust to fight Godzilla. It’s understandable because it’s not a “fun” or “sexy” topic to discuss, […]
Inconsistent income is a fancy-dancy term for folks who don’t have a full-time steady gig but work on short contracts, freelance or take casual shifts. In many blogs and articles about budgeting, income is usually assumed to be steady. In 2022, that’s not the case. The rise of the freelancer and the side-gig or side […]
Why use a planner? It can be seen as being “old fashioned”, but there is a reason why many people swear by them. What is that reason? It makes them stick to the plan. The reason is in the name. The introduction of modern planner apps can have the same effect, but like a lot […]
Let’s face it, pets on a budget are challenging. They can chew through savings faster than a new pair of shoes or that fancy “chew-proof” gate that did not work as advertised. We love our pets, though; they are a part of the family as anyone and need to be looked after in our budgets […]
Sometimes, we need to go back to basics. Our lives, houses, and minds can build up so much clutter over the years that we need to have an excellent old-fashioned cleanout and get back to our base needs. When it comes to our financial health, getting back to basics can simplify our expenses and budget. […]
This is your official warning that Valentine’s Day 2022 is fast approaching. We understand that there are too many ways folks show their love and affection for their significant others, so we’re not trying to encapsulate everyone with this blog. Some folks think the way they show their love daily is enough to give Valentine’s […]
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